Best finance tools 2021

Finances don’t have to be boring!  Save time by using great online tools that are quick and easy to access from anywhere you’ve got internet and a laptop or similar device. The browser based online tools below are there to help you when you need financial tools at your fingertips.  We’ve gathered them all in one place with descriptions to take the boring finger work out of your equation!

find your take-home pay

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For many people, the idea of taking control of their PAYE calculations can be quite daunting. This tools aims to calculate in simple terms what payroll involves and should go some way to help demystify the process and alleviate any fears. The tool not only provides a simple pay calculator but also details a theoretical knowledge of the cost breakdown, as well a cloud platform to help small companies keeping their business in control.

expecting a promotion ? 

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Use the Pay Raise Calculator to determine your pay raise and see a comparison before and after the salary increase. Follow the simple steps below and then click the 'Calculate' button to see the results. 1 - Enter your current pay rate and select the pay period. 2- Next, enter the hours worked per week and select the type of raise – percentage increase, flat rate increase or a new pay rate. 2-  Finally, enter the corresponding pay raise value and then change the currency, if necessary.

simplified salary sacrifice calculator


Salary sacrifice lets you make contributions to your pension and helps to save on National Insurance at the same time. It is simple to follow and shows how you can benefit from doing this. You can calculate results based on either a fixed cash value or a certain proportion of your salary.

quick, easy and handy online calculator

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Large, easy and convenient online calculator that can be used for work, school or personal needs. You can make not only simple math calculations and calculation of interest on the loan and bank lending rates, the calculation of the cost of works and utilities. The tool also provides option to view in different sizes as well as mobile version. Commands for the online calculator you can enter not only the mouse, but with a digital computer keyboard. 

Budget tracker and planner free online money management

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Mint brings together everything from spending, balances, and budgets to your credit score and more. Access your financial life in one powerful app. Mint never sells your data, instead it makes money from carefully selected partner offers that could help take your money further. With the help of this app, you can reach your goals with personalized insights, custom budgets, spend tracking, and subscription monitoring—all for free.

​AI assistant that saves & grows your money


Plum is a saving and investment 'robot' for your phone that analyses your spending and automatically saves money for you. If you’re looking to manage your money better in 2021, or regularly put aside cash from your account, then leveraging PLUM’s AI is one of the easiest (and least painless) ways of doing this. You also have options for investing the money you’ve put aside too. And all of it is done without you lifting a finger . It uses (AES) Advanced Encryption Standard to ensure all data is encrypted and it only has read only access to bank data. The chances of this getting hacked ( if any) are equal to any other bank getting hacked which is very unlikely. Also Plum is FSCS protected, means that even if Plum and their e-money provider partner were to go bust, you can claim back your money through the e-money provider. read more here & here.

All-in-one online tool for mortgage

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Out of many other mortgage calculators online, this website is my go to. Most of the users including me claims that none of the others come near in terms of both detail and simplicity. It offers instant calculation results without requiring page reloads. Buyers can instantly compare amortising and interest only payments side-by-side. Buyers who want monthly or annual amortization tables and charts can also get those as well by clicking on the calculate button.